LLM Comparison

ERNIE 4.5 21B A3B Thinking vs FinGPT

Side-by-side specs, pricing & capabilities · Updated May 2026

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2/6 models
Same tier:
 BaiduERNIE 4.5 21B A3B ThinkingAI4Finance FoundationFinGPT
OrganizationBaiduBaiduAI4Finance FoundationAI4Finance Foundation
OpenTools Score
FamilyERNIEFinGPT
StatusCurrentCurrent
Release DateOct 2025Feb 2023
Context Window131K tokens4K tokens
Input Price$0.07/M tokensFree
Output Price$0.28/M tokensFree
Pricing Notes—Open-source model family; runtime, hosting, and inference infrastructure costs depend on deployment.
Capabilities
textcodeextended-thinking
textfinance-nlpsentiment-analysiscoderesearch
Training Cutoff—Varies by released checkpoint
Max Output66K tokens2K tokens
API Identifierbaidu/ernie-4.5-21b-a3b-thinkingAI4Finance-Foundation/FinGPT
 View ERNIE 4.5 21B A3B ThinkingView FinGPT

Cost Calculator

Enter your expected monthly token usage to compare costs.

ModelInputOutputTotal / movs Best
FinGPTCheapest$0.00$0.00$0.00—
ERNIE 4.5 21B A3B Thinking$0.07$0.14$0.21+0%

Baidu

ERNIE 4.5 21B A3B Thinking

ERNIE 4.5 21B A3B Thinking is a large language model from Baidu. Supports up to 131,072 token context window. Available from $0.07/M input tokens.

AI4Finance Foundation

FinGPT

FinGPT is an open-source financial large language model project from AI4Finance Foundation. It focuses on finance-specific NLP, sentiment analysis, robo-advisor workflows, technical analysis, and model release workflows through GitHub and Hugging Face.

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