Dibba.ai

Claim Tool

Last updated: October 14, 2025

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What is Dibba.ai?

Dibba.ai is an AI-driven personal finance tool that helps you track expenses, income, and transactions by analyzing the banking SMS you voluntarily send to its backend. With support for Apple Pay and a privacy-first approach that avoids direct bank connections, Dibba.ai turns your message data into categorized spending insights and personalized assistance through its AI Voice Agent.

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Dibba.ai's Top Features

AI-powered analysis of banking SMS for expense, income, and transaction insights

Automated expense tracking by parsing user‑submitted banking SMS

Income tracking via banking SMS message analysis

Transaction monitoring derived from bank‑related SMS content

Voluntary, user‑provided data submission—no direct bank connection required

Frequently asked questions about Dibba.ai

Dibba.ai's pricing

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    Use Cases

    Individuals receiving banking alerts

    Automatically track day‑to‑day spending by forwarding your bank’s transaction SMS to Dibba.ai.

    Freelancers and gig workers

    Monitor income by capturing incoming payment credits from banking SMS.

    Apple Pay users

    Consolidate Apple Pay and banking SMS transactions for a more complete picture of activity.

    Privacy‑conscious users

    Track finances without sharing bank logins by sending only the SMS data you choose.

    Fee and withdrawal trackers

    Identify ATM withdrawals or fees mentioned in your banking SMS.

    Spending analyzers

    Let the AI categorize expenses based on SMS descriptions to reveal where money goes.

    Refund‑aware shoppers

    Track refunds, reversals, and other credits reflected in transaction SMS.

    Subscription watchers

    Monitor recurring debits or charges that appear in banking SMS.

    Multi‑card users

    Send SMS from multiple cards or accounts to compile a broader view of inflows and outflows.

    Hands‑free insight seekers

    Ask the AI Voice Agent for personalized insights based on your SMS‑derived data.