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Summary
Matthew Lesko takes viewers through various ways to obtain financial support, including a $7,340 stimulus check, free citizenship applications, and programs to aid low-income individuals. He details resources like findhelp.org for financial emergencies, and the IRS earned income tax credit. Lesko also highlights the disparity in government program benefits between rich and poor, and discusses how individuals can capitalize on lesser-known available benefits.
Highlights
Many programs exist to help people in financial emergencies, accessible through findhelp.org. π
Often, the wealthy exploit programs meant for the poor, increasing the need for public awareness. π¦
Citizenship applications can be free for low-income or financially struggling individuals. πΊπΈ
IRSβs Earned Income Tax Credit can mean free money for eligible individuals β do your taxes accordingly! π
Nonprofits can help with taxes for free, donβt spend needless money on preparers. π€
Key Takeaways
Explore over 500 programs on findhelp.org for emergency financial assistance in your area π‘.
The IRS offers an Earned Income Tax Credit which can provide up to $7,000 in cash assistance even if you donβt owe taxes. πΈ
Rich people often capitalize on programs designed for the needy; awareness is key to fairness! π¦
Programs exist to aid utility bill payments; explore these through dsireusa.org. π‘
Qualify for free citizenship application fees if you receive government help or face financial hardship. ποΈ
Overview
In a dynamic presentation, Matthew Lesko delves into the various financial aids available, starting with the prospect of getting a $7,000+ stimulus-like figure through resources accessible to the public but often overlooked, like findhelp.org. He emphasizes the importance of putting in some effort to uncover over 500 financial assistance programs that might be beneficial in emergencies.
Lesko passionately discusses how the rich exploit programs intended for the financially disadvantaged and how such practices skew fund distribution. Furthermore, he points out additional resources to ease utility bills through programs found on dsireusa.org, driving home the importance of knowing where to look for genuine financial relief.
Finally, Lesko sheds light on processes like obtaining free citizenship applications. By breaking down steps and qualifications, such as income levels or receiving certain government benefits, he provides actionable insights. He also advises leveraging IRS tax credits wisely to gain up to $7,000, and warns against unnecessary expense by forgoing services charging for tax preparations.
Chapters
00:00 - 00:30: Introduction to Stimulus Checks and Financial Aid The chapter introduces the concept of stimulus checks and financial aid, emphasizing the availability of government-issued stimulus checks worth over $7,000 annually. It highlights an ongoing pattern where such checks have been distributed since the inception of these programs, though not always identified as 'stimulus checks.' Additionally, the chapter discusses strategies employed by wealthy individuals to access and benefit from programs primarily designed for low-income individuals. The focus is on understanding these financial mechanisms and application processes.
00:30 - 02:00: Finding Local Financial Aid Programs The chapter discusses how to find local financial aid programs using various online resources. It begins with a surprising claim about free citizenships before redirecting focus to more practical financial aid. It instructs readers to visit findhelp.org, where users can input their zip code to explore available aid options. Although specific zip code locations like Florida are mentioned, the guidance is applicable to anyone seeking extra financial support through local programs.
02:00 - 04:00: IRS Programs: Earned Income Tax Credit The chapter discusses using online resources like findhelp.org to locate financial assistance programs. The speaker emphasizes the importance of acting quickly in financial emergencies and highlights that many programs are available for free. The chapter suggests using a hypothetical location, such as Florida, to demonstrate how to search for these programs.
04:00 - 05:30: Tax Assistance Resources The chapter titled 'Tax Assistance Resources' discusses available aid and stimulus packages, focusing on the numerous programs from nonprofit organizations and government offices that provide emergency financial assistance. The speaker humorously corrects their initial misstatement about the number of programs, emphasizing the existence of 534 programs aimed at offering monetary help in urgent situations.
05:30 - 07:30: Government Programs and Wealth Disparity This chapter discusses the steps to access government programs in the face of wealth disparity, focusing on emergency financial assistance. The speaker advises methodically working through a list of potential resources, beginning with contacting emergency financial assistance programs to determine eligibility. If ineligible, individuals are encouraged to seek guidance from the program to find more suitable options. The emphasis is on persistence and leveraging the program's recommendations to identify the most appropriate assistance without having to navigate an overwhelming number of options independently.
07:30 - 09:00: Free Citizenship Application Programs The chapter titled 'Free Citizenship Application Programs' includes a discussion about an IRS program that many people are unaware of. The program is the Earned Income Tax Credit (EITC), which can provide individuals with cash up to $7,000 even if they do not owe any money to the IRS. This benefit helps those with jobs but insufficient earnings to pay taxes, providing them extra financial support. The chapter emphasizes that a vast number of eligible individuals do not apply for this money.
Apply For $7,340 Stimulus Check For Free Transcription
00:00 - 00:30 Well, I'm going to go over a couple items today. The first one is uh how to get another stimulus check over $7,000 or more. I mean, actually, the government gives out stimulus checks every year from day one, but they didn't call it that and they're still there. So, I'll show you that. Then, I'm going to show you how to uh how the rich people are able to cash in and get more money than for programs that are really aimed at the lowincome people. So that's why they figure out a way to apply for
00:30 - 01:00 it, too. And here's something you won't believe. Um, Trump is giving away free citizenships. That's right, free citizenships. So stay tuned for all those. But let's go uh first into uh how to get an extra $7,000 stimulus check. Actually, the first thing you want to do is go to findhelp.org. Findhelp.org. put in your zip code. Now, I put in the zip code uh for Florida for me. I don't live in
01:00 - 01:30 Florida, but I just thought that's a nice uh place to uh get a feel for what's involved in the real country because I put Washington DC, people think you're crazy. Okay, so I put in after you go to findhelp.org, put in your zip code, and then put in financial emergency because you need this money fast, right? Now, how many programs do you think are available that are for free? give free money for you uh in a financial emergency. What do you think?
01:30 - 02:00 Two, three. Okay, that's what stimulus packages like one, two, you know, a year they had them or whatever. No, listen to this. 534 programs from nonprofit organizations and government offices that give you money for free in an emergency. 5,300 5 No, 534. I'll get it straight maybe if I live another 80 years. Uh but that's the kind of help that's out there. Now you
02:00 - 02:30 have to do some work finding out about these. And what you do is you take that list and you start going down the list here. The first one is emergency financial assistance. Okay? You call them first. See what they say. You may or may not be eligible for. But if if they they say you're not eligible for that, that's okay because then you say, "Where else can I go?" because after they hear your story, they may be able to pinpoint you more instead of you going through the 500. But remember, you
02:30 - 03:00 don't want to go to Google because you'll get 500 million websites. Okay? So, this is a bonus. Okay? Where else do you go? Actually, the IRS has a program uh that millions and millions of people don't apply for, and it's cash. Even though you don't owe the IRS money, they'll still give you cash up to $7,000. Um, and it's earned income tax credit. That means if you a job, uh, but you don't earn enough money even to pay taxes. They they'll give you extra money to live on. And that could be up to7,000 if
03:00 - 03:30 you have children. But they also have it for people without children. They give you $600. Um, and you could do this every month, every year. And you could go back if you didn't do it for the last two, three years, you could go back and get that money. Okay, here's the IRS. You go IRS.gov and put in earned income tax credit. Uh, also you could go and put in IRS.gov and put the taxpayer assistance center and you put in your zip code and you can make an appointment with them uh to go
03:30 - 04:00 over that if you're not sure how to apply. But the the help is pretty good if you read the instructions first. And don't forget, they're going to be a little tough because of Doge. They're cutting out a lot of people. So, you have to be a little more patient up there. Now, the other thing you could do is get free help from a nonprofit organization. Go back to findhelp.org, put in your zip code, and put in taxes. And now for Tampa area
04:00 - 04:30 again, I got 39 organizations. So, each one of those will do your taxes for free. Don't go to H&R Block. They're going to get a couple hundred dollar from you that you could use a lot better than they can, okay? because you can get it free. Okay, now stay tuned for the other two programs. You know, I've been studying government programs for 50 years. And what surprises me and really makes me a little upset, there's so many programs that are really set up that should be anyway for people who really need help. And the rich people take
04:30 - 05:00 advantage of it. And here's a program just came up about a year or so ago, and this is to get uh up to $40,000 to fix up your house so you don't have to pay high utility bills. Well, the people, the richest 25% got the most money. They got $5 billion dollar in that to fix up their house so they didn't have to put up with all those utility bills. I just can't believe it. And the poor people that people the poorest 25% that's 30 $30,000 a year or more. They
05:00 - 05:30 only got $1 billion. So the poorest got $1 billion. The richest got $5 billion. And that's all tax money. Why are we giving our wealth? The rich people don't even need it. Now that's where cutting should be. But no, let's go after those people who are getting food. So how do you find out about programs like this for you? There's a pro a nice database that helps you. It's d sirusa.org d
05:30 - 06:00 sirusa.org. Put in your state and you'll see dozens and dozens and dozens of programs that help you you cut your utility bill. You know the government giving out free citizenships. the United States free. Here's the catch. There's always a catch, is it? Well, it's actually the application for citizenship. Now, that application could be $7, $800. You know, a lot of people don't have that. So, now they have a program if you can afford that. Actually, there's three ways to get out of pay. They'll go for free. So,
06:00 - 06:30 you can sign up all this paperwork and not have to send in $800, whatever it is, you get it for free. Okay. Here are the reasons. Uh uh where Okay. uh the primary ways to qualify for free citizenship if you or a close family member living with you receive benefits like Medicaid, SNAP or SSI. So if you're on one of those benefits, you get it for free. Or if your poverty level is you're 150% of the poverty level, that's
06:30 - 07:00 probably $50,000 or or less. or actually you say financial hardship like you just lost your job or you have unexpected employ uh expenses. Uh that's also qualifying for free citizenship. Anytime you owe the government money, you go to them and say, "Hey, I have financial hardship." See, they have rules to help you not pay it all. The the IRS has it everybody. So ask about what to do if you owe the government money, got financial hardship.